No one plans for a heating and air conditioning emergency, but you have options with Barineau. We provide convenient financing options that put you back in the cool as quickly as possible, because bringing comfort to your home is our business. Give us a call at (850) 580-4029 and ask about 0% APR Financing for 36 Months, available through December 31, 2021 on qualifying Carrier systems.

0% APR Financing for 36 Months*

The Carrier Credit Card is an easy and convenient way to pay for your Carrier purchase. As a Carrier cardholder you’ll receive other benefits, including special promotional offers, a revolving line of credit and online account management and bill payment options.

Apply now for the Carrier Credit Card and receive a quick credit decision.

*The Carrier® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit at participating merchants. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 12/01/2019 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2021.

Rent-to-Own Financing Solution**

Now everyone can experience true Carrier comfort – even if you don’t have perfect credit. Carrier units are available with minimum financial requirements needed for approval through our Microf rent-to-own financing solution.

The SpectrumAC Platform is designed to help you apply and find options for your HVAC Financing or leasing needs, all in one smooth process. Options include:

  • Quick decisions on a credit card application with Wells Fargo Bank, N.A.*
  • Special Financing Terms where available*
  • Convenient monthly payments to fit your budget
  • Lease Purchase options for customers that may need an alternative option to financing.
Complete Microf’s simple application process and receive a near-real-time decision.

*The Credit Card issued with approved credit, by Wells Fargo Bank, N.A.,an Equal Housing Lender. Lease-Purchase options provided by Microf, LLC. SpectrumAC is a platform brand of Microf, LLC.
**The transaction advertised is for a rental purchase agreement. Ownership of leased merchandise not acquired until all required payments have been made by the lessee and lessee exercises the purchase option. Not all services and benefits available in all states. Learn more about Microf’s rent-to-own option at

City of Tallahassee Financing

The City of Tallahassee offers financing options for residential customers who purchase energy-saving appliances, systems and measures. This includes energy efficient air conditioners, natural gas furnaces, electric heat pumps, and insulation. Loan payments are made on monthly utility bill and financing terms are up to five years for most measures at five percent interest.

Learn more about financing your heating and cooling purchase through the City of Tallahassee.


We’re here to help. If you need more information on our financing options, don’t hesitate to reach out to us and we’ll assist you in finding the best option for your situation.


Check out some of these offers to see if you can save on your AC repair or installation.